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 Euro area developments
Economic sentiment improves in Spain, Italy and Netherlands
In the euro area, the marked improvement resulted from rising confidence among consumers, as well as managers in services, retail trade, construction and, to a lesser extent, industry. 
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 EBA Risk Assessment Reports
EU bank´s face market confidence but significant headwinds
The European Banking Authority (EBA) published its fourth semi-annual report on risks and vulnerabilities of the EU banking sector. The report identifies improvements in market confidence, funding and capital positions.
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 Bloc´s 18th euro member
Latvia enters the euro zone
Latvia joined the euro zone on Wednesday, banking on its experience of austerity to bring it prosperity in a currency union where other economies have floundered.
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 More favourable conditions for start-ups
Small companies will receive EU support
First EU programme designed specifically for SMEs will promote entrepreneurship, ease access to finance and increase the EU´s GDP by €1.1B per annum
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 According to Cebr report
Slow growth, weakening currency and adverse demographic dynamics will hit Europe
The consultancy Cebr released today its annual report The World Economic League Table. The report gives an end of year report on GDP in the 30 largest economies in the world. It also forecasts which countries will be in the ´Top Thirty´ for 5, 10 and 15 years ahead.
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 Delays and poor confidential controls
Rating agencies face EU fines
The "Big Three" credit rating agencies that score European Union government debt could be fined after failing to fix poor practices from the past, the sector´s regulator said on Monday.
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 EU Financial Report
2012 European budget spent in researchers, students and NGO´s
The 2012 Financial Report published by the European Commission shows that 94% of the total EUR 135.6 billion of the EU 2012 budget was dedicated to researchers, students, small and medium enterprises, towns and regions and NGOs.
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 According to tax inspectors study
Spain is one of the European countries with the highest underground economy
Spain is one of the European countries with the highest black economy and tax loss revenue, since the current crisis began. This was revealed by a survey conducted by the Spanish Treasury Inspector Domingo Carbajo and the economics professor Santos Ruesga
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 18th of November in Madrid
"Beyond the Banking Union" a debate for citizens and students
The Representation of the European Commission in Spain
and the European Economic and Social Committee (EESC) has organized an event, entitled "Beyond the Banking Union", on the 18th of November where economic experts will discuss the European banking union project.
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FCC shares soared by 10.7% on the Madrid stock exchannge
Bill Gates bets for Spain
Microsoft co-founder Bill Gates on Tuesday gave a boost to Spain´s troubled construction sector by becoming the second-biggest shareholder in Fomento de Construcciones y Contratas (FCC), one of the top Spanish companies in the sector.
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 Economic and Financial Affairs Council
ECOFIN ministers approve bank supervision, discuss steps towards Banking Union and SME finances
The Council adopted regulations creating a single supervisory mechanism for the oversight of banks and other credit institutions, thus establishing the first "pillar" of Europe´s banking union.
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 G20 meeting in Washington DC
Finance Ministers and Central Bank Governors expose ideas to foster growth
The global economy, financial stability and financing for investment formed the core items during the G20 Finance Ministers and Central Bank Governors´ Meeting, which was held in Washington DC on 10-11 October. Finance ministers and Governors agreed that there are plenty of ideas to foster growth; however, concrete actions are required in order to implement these ideas.
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 Given the risks of corruption and shadow banking
EU urges to G-20 growth and financial reforms
The Commission has adopted a communication on shadow banking and proposed new rules for money market funds (MMFs ), hours before the start of the G-20 summits of heads of state or government , forum consensus on the economic governance of the world, St. Petersburg, Russia, development, energy, corruption.
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Oxford and Manchester the most preferred destinations
Youth travel to boost UK economy
Youth, student and educational travel is the fastest growing sector in the UK travel industry, contributing over £20 billion per annum to the UK economy a study by British Educational Travel Association (BETA) has found.
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Disagreement over who benefits
European Commission´s recast of the payment services directive under discussion
The European Commission proposals that wants limit the card transaction fee´s faces several disagreements between European institutions and organizations.
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Spanish unemployment
Slight improvement in Spain´s economy
The Bank of Spain said GDP probably dropped 1.8 percent in the second quarter year-on-year. Spanish unemployment in the first quarter was a record 27 percent, though is expected to fall for the first time in almost two years in the second, helped by a strong tourist season.
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Living off-campus
Four out of five students live away from their university campus
Students living off-campus travel an average of 20 km each way - to attend lectures or tutorials, with one in eight (13 per cent) of students facing a daily round-trip of 40 km or more, according to a report by the banking group Santander.
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UK report: Higher Education Better Regulation Group
´Cost and Benefit Analysis Project on Immigration Regulation´
Some institutions are spending nearly £2,400 a year per international student on navigating an "unnecessarily" expensive visa system, a major report has concluded. The study argues that the sector is paying out around £67 million a year to bring in international students, with the need to constantly adapt to new immigration rules being particularly burdensome.
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Euromoney Awards for Excellence 2013
António Horta-Osório named banker of the year at 2013 Euromoney Awards for Excellence
António Horta-Osório, the chief executive of Lloyds Banking Group, yestarday received in London the award for Banker of the Year at the annual Euromoney Awards for Excellence 2013 for his work as head of Lloyds Banking Group, that was also named the Best Bank, Best Bank (United UK) following the revaluation of their actions reaching 147% in the the past 18 months and prepararing for its re-privatization.
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Only Italy will fare worse than Spain
No growth for Spain in 2014 according to the IMF
The Washington-based institution, which is headed by Christine Lagarde, is recommending that Madrid go further with its reforms to the labor market in order to combat Spain´s astronomical unemployment rate. Specifically, the IMF is calling for the costs of firing employees to be reduced even further and for salaries to be lowered.
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The deal is subject to regulatory approval
Spain´s Telefonica sells Irish division O2
Telefonica plans to sell its Irish unit, O2, to Hong Kong-based Hutchison Whampoa for up to 850 million euros, the Spanish company said Monday.
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Financial education
Online IMF course involves the world´s elite university brands
The International Monetary Fund (IMF) is set to join an online university network and will run finance courses which will be available free to students around the world.
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Universities benefit the Welsh economy
Welsh universities generate billions for country´s economy every year
According to the HE-BCI survey, launched as part of a week of events designed to highlight Welsh universities´ contribution to growth, the sector generates around 3 per cent of the country´s employment and gross domestic product.
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Postgraduate ranking
Most exclusive Business Master Programme´s in the world
An exclusive global alliance of business schools offers a postgraduate degree like no other, but you have to be able to speak three languages to get in.
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Putting the lessons into practice
The student who built a fashion franchise
28-year-old Chelsea Sloan was named Global Student Entrepreneur by the Entrepreneurs´ Organization.
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